Particularly in recent weeks, Toomre Capital Markets LLC ("TCM") has been extremely busy helping a client implement a custom financial application that is quite complex and truly a modern distributed system. The data, tools, work rules and analytics embedded within this new application are certainly cutting-edge and should help this client further extend their leadership in their particular sector of the financial markets. What is more, this new system should allow this client to truly take their business to the next level on a real-time basis with true Enterprise Risk Management.

TCM primarily assisted this client with some custom analytic code written in the MATLAB technical programming language that takes advantage of that specialized language's strengths with arrays and mathematical calculations as well as a quite powerful set of graphical user interface ("GUI") tools. Like the original Collateralized Mortgage Obligation ("CMO") code that Lars and Aldon wrote at Lehman Brothers more than twenty years ago, this new analytic code allows for the real-time pricing and sensitivity analysis of a relatively new type of cash flow that ultimately will be securitized should the securitization markets revive. The input variations to the analytic model are almost infinite and allow for the effective pricing of many variations of life insurance policies.

One of the noted strengths of the Toomre Capital Markets LLC team is helping our clients connect the hidden dots of financial information, risk management and structured finance modeling. We are especially good at uncovering and honing in on that crucial information or aspect of a financial model that is a key to value / risk determination. If the reader's organization needs some assistance in this area, with their financial models or specifically with detailed MATLAB financial modeling, please feel to contact us so that we might discuss your issues further. As the above client notes, TCM is particularly adept of dealing with those complex financial problems with lots of "hair balls."